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student loan borrowers

Student Loan Borrowers Risk All to Get Out of Debt

Debt CollectionBy Joe GargiuloJuly 13, 2016

Some people would do almost anything to get out of debt. Among those caught in the trap are student loan borrowers willing to engage in outrageous behavior. A June 2016 survey of 500 graduate students by Student Loan Report reveals some disturbing (albeit dubious) results given the propensity of sharp-minded youth to be flippant.

ACA debt collection graph 2015

Americans Warming up to Debt Collections Industry

Debt CollectionBy Joe GargiuloJune 29, 2016

[vc_row][vc_column][vc_column_text]The most recent data shows that the American public is warming up to the debt collections industry. Statistics from the Council of Better Business Bureaus place debt collectors among the top industries in terms of inquiries and complaints settled in 2015. The positive numbers have been trending consistently since 2010.

Advanced Collection Compliance Ensures Quality For Businesses

Business Development, Commercial Services, Debt Collection, EducationBy Joe GargiuloJune 27, 2016

Selecting a debt collections agency for your business can be a job in itself. Since 1939, ACA International has been establishing ethical standards and educating both credit and collection professionals as well as businesses, policymakers and consumers on the most up-to-date debt collection compliance standards.

Mechanic’s Liens Are the LAST Resort

Debt Collection, Home Services, PoolsBy Joe GargiuloAugust 13, 2015

Ever been stiffed? Few things make your blood boil that hot, and we’ve all been there. You know how it unfolds. This fall you’ll close a customer’s pool when they’re not home, and they won’t pay you. Or you’ll finish building a pool on time so your client can have a big party – and…

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What is Flat Fee Debt Collection?

Debt Collection, Flat Fee CollectionsBy Joe GargiuloOctober 21, 2014

How is a business owner sinking under ever-expanding receivables supposed to respond to our country’s current situation? The recession shaved 11% off American’s median income before it officially ended in 2010, and according to the Federal Reserve the first three years of “recovery” shaved off another 5%. While the wealthiest 3% saw their share of…

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Debt Collection Works: Report to the Court

Debt Collection, LegalBy Joe GargiuloApril 18, 2014

Slick lawyers and authority-charged judges often get the glory and attention in a courtroom. In fact, there’s one person in every courtroom whose job is to actually blend so well into the surroundings that it’s not even apparent the person is there. While technology has taken over many aspects of the legal world, the people…

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